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Women Empowerment through Microfinance

Author Name : Amrinder Singh


  • Publisher : Studium Press India Pvt. Ltd
  • Edition : 1st
  • ISBN 13 : 978-93-80012-94-0
  • Page no : 240
  • Publication Year : 2017

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  • Description
  • Table Of Content
  • Reviews
New century has thrown many challenges subjecting many nations to undergo transformation cutting across their established tradition and culture. New issues have to be addressed to affect socio-economic progress of our nation. The most important one is women’s empowerment, which can be achieved with the help of microfinance scheme through self help groups (SHGs). SHGs have undoubtedly begun to make a significant contribution in poverty alleviation and empowerment of poor, especially women in rural areas of our country. Women are the vital infrastructure and their empowerment would hasten the pace of social development. Investing in women’s capabilities and empowering them to achieve their choices and opportunities is the definite way to contribute to economic growth and overall development. The empowerment of rural women leads to the benefit of not only the individual women and women groups, but also to the families and the community as a whole. This book is an attempt to analyze the socio-economic development of women SHG members and the performance of SHGs in Jammu Region of J&.K State of India. In the State of Jammu and Kashmir, the SHG movement has been mainly driven by the Non Governmental Organisations (NGOs). Majority of the groups formed in the state are formed by the NGOs. The District Rural Development Agency (DRDA), Government of Jammu and Kashmir has also been promoting SHGs under Swarnjayanti Gramin Swarojgar Yojana (SGSY). The DRDA takes help of NGOs in the formation of groups. The banks, especially Commercial banks have promoted some groups. The performance of the SHGs in Jammu Region compares favourably with that at the national level – both in terms of physical coverage and financial performance. Impact evaluation relates whether a programme is fulfilling its stated objectives. In the light of the importance of microfinance in pushing back rural poverty, through the formation of SHGs, this study has been undertaken in Jammu Region of Jammu and Kashmir, India. The performance of SHGs was good. The greater percentage of women were impacted positively as members of SHGs. Women’s participation in SHGs enabled them to discover inner strength, gain self confidence, social, economical, political and psychological empowerment and capacity building. If the aforesaid suggestions are carried out by the authorities concerned, the SHGs will improve in Jammu Region.
Title Women Empowerment through Microfinance
Table of Content Foreword, About the Author, Acknowledgement, Preface, Abbreviations, List of Tables, 1. Microfinance and Concept Evolution of Self Help Groups, Socio-Economic Impact of Microfinance, Role of Microfinance in Empowering Women, Performance of Self Help Groups– A Case Analysis of Women SHGs of Jammu, J&K, India, Impact Evaluation of Microfinance: A Case Analysis of Women SHGs of Jammu, J&K, India, Women Empowerment’s Factor Identification: A Case Analysis of Women SHGs of Jammu, J&K, India, Role of Microfinance Provider’s in Empowering Women, Conclusions & Suggestions, Select-Bibliography, Subject Index

Page No. 240
Author's Name Amrinder Singh
Publisher Studium Press India Pvt. Ltd
Year Of Publication 2017
ISBN 10 No
ISBN 13 978-93-80012-94-0
About The Book No
Binding type N/A
Book Size(len) No
Series No
book size(hei) 9.4
Book size width 6.2
Edition 1st

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